Copyright 2024 All Rights Reserved.

June 23, 2024

Illinois gun bill would prohibit certain insurance coverage –

By John Kraft & Kirk Allen

On February 15, 2020

Springfield, IL. (ECWd) –

Representative Gong-Gershowitz’s House Bill 5170 would prohibit insurance sales to Illinois gun owners who would like to insure against rogue police and prosecutor’s investigation, indictment, and prosecution of any criminal charge arising out of the use of a firearm (See page 18, Line 23).

This bill is a double-barrel hit on gun owners.  It first requires $1,000.000.00 of liability insurance just to apply for or renew a Firearms Owner Identification Card and then forbids insurance providers from providing certain coverages to those very gun owners forced to buy $1,000,000.00 of insurance.

This Bill would put gun owners at huge disadvantage against the powers or the State when it comes to protecting themselves against malicious investigations and prosecutions – simply because they are gun owners.

Insurance has always been a way to protect the insured, be it motor vehicle, homeowners, business, and now gun owners or any other type of insurance. Insurance helps to protect the citizen by ensuring the ability to defend against investigations and prosecutions, which might, without the financial ability to adequately defend yourself, take your liberty and freedom from you.

Text of this portion of the Bill:

(c-1) A domestic surplus line insurer may not insure the risk of legal fees, costs, or expenses related to the investigation, indictment, or prosecution of any criminal charge arising out of the use of a firearm.

Keep in mind, this has nothing to with criminals committing crimes with guns, but it has everything to do with taking your adequate defense rights away from you simply because you are a gun owner.

*For clarity, a “Domestic Surplus Line Insurer” is sometimes used for certain high-risk insurance or other insurances not typically covered in general homeowners or vehicle insurance policies. Examples of this type of coverage include flood insurance, transporting hazardous materials, natural catastrophes, and even conceal carry.

Our work is funded entirely thru donations and we ask that you consider donating at the below link.


Share on facebook
Share on twitter
Share on print


  • Dave
    Posted at 10:06h, 15 February Reply


  • Robert O. Bogue
    Posted at 11:03h, 15 February Reply

    Jennifer, I get it. You’re truly afraid of law abiding citizens owning guns. The good news is, there are options for you that do no require the work of gun legislation for all, intense conflict, due process and voting: you know stuff like that.
    As I speak, there are countries you can move to and reside in, that have already adopted your position. Try Mexico. No guns for the citizens there, no crime there, no drugs and no human trafficking.
    What I don’t understand is why your discussion isn’t directed at the lawless criminals and our failing judicial system (plea bargain anyone?) all of which do not have the support of law abiding gun owners.

  • Slightly Sightful
    Posted at 11:36h, 15 February Reply

    It seems that Liberty is being relegated to illegality. I wonder if commenting on this article exposes my license to speech to possible revocation, and subjects me to liabilities if my communications are provocative to the lesser composed of our culture. Having a license to defend oneself is as absurd as requiring a license to speak. I was afforded another amendment in the constitution which defines me as just or guilty. A speedy trial is the means by which our rights are removed. Not by any other. One must first be proven guilty of a crime, before the removal of rights can be adjudicated.

  • Ron
    Posted at 15:42h, 15 February Reply

    Need to vote these worthless people out of office and investigate them for conspiring with the Russians to under mine this country or any terrorist group that they might be working with. Because this is anti American and tries to destroy the legal gun owners.
    It will cause law abiding citizens to become criminals

  • c. schenk
    Posted at 16:43h, 15 February Reply

    So this bill will encourage people who cannot afford coverage to purchase a gun without a FOID or take even more business out of state. Does not make any sense what-so-ever

  • Mike Bumpus
    Posted at 04:24h, 16 February Reply

    This is all about trying to make gun ownership illegal. If you make so many laws about it at some point everyone with a firearm ends up violating some obscure law. At that point you are not a law abiding citizen and they can come after your guns.

  • A. Lincoln
    Posted at 08:46h, 16 February Reply

    Rep. Gong-Gershowitz has a very impressive legal education resume on her Illinois General Assembly website biography. Notwithstanding her JD and LL.M., she may be too clever by half. With this bill, she may have, unintentionally, passed the tipping point and awakened the sleeping giant (that’s a metaphor). Read the comments below. Or, maybe, she is really clever and just trying to create more billable hours for attorneys, as this bill, if law, would certainly do (Illinois legal business model).

    It’s hard to tell what’s in Gong’s mind. Is she trolling, floating a trial balloon or really thinks this legislation will pass. Or, if she really thinks that something like this would deter killings, violence and lawlessness in Chicago (redundancy). Or, maybe as an elected political newbie, she’s just trying to establish her bona fides as a radical progressive, much like we’re seeing nationally in the current silly season.

  • Cindy
    Posted at 13:15h, 16 February Reply

    This is all the new world order. It has been planned for eons. You are not going to convince a Communist by arguing salient points. They are stupid as a bag of hammers. They are myopically dreaming of their new Utopia while doing all this busy work. We all know where this ends. They don’t.

  • Beeroy
    Posted at 17:21h, 16 February Reply

    How much money did she receive from Bloomberg to fund her last campaign?

  • Charles
    Posted at 15:31h, 19 February Reply

    (c-1) A domestic surplus line insurer may not insure the risk of legal fees, costs, or expenses related to the investigation, indictment, or prosecution of any criminal charge arising out of the use of a firearm.

Post A Comment